What is zipPay?

Within seconds you’ll have access to a new digital wallet and up to $1,000 to shop at your favourite stores.

Digital shopping account

Create your account now and start shopping with the flexibility of a digital wallet.

Buy now, pay later

Shop today, enjoy your purchase & pay later to suit your lifestyle!

Interest free

No interest. We’re completely transparent about no hidden fees.

No credit cards

A completely digitized wallet means there’s no need for a credit card.

How it works

Step 1

Apply

Apply now for a zipPay account and get approved for up to $1000 within just a few minutes.

Step 2

Shop

Use your zipPay account online or in-store wherever you see Zip. Browse our store to find 1000’s of fantastic products.

Step 3

Repay

Flexible repayments that suit you. Schedule payments weekly, fortnightly or monthly (ie. when you get paid). Min $40 per month.

$6 Account fee applies, this monthly fee is waived if the closing balance is paid by the due date. No balance no fee.

Who is eligible for zipPay?

Any Australian resident 18 years or older.
See more FAQs

How do I sign up?

Just follow the easy sign up steps here

How do I pay my bills?

You can pay your zipPay bills here