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🐨 Now Accepting Openpay

Own it Now, Pay Later with zip Pay

At Payday Deals, we’re on a journey to make sure our customers get access to the convenience, speed, security and options they want during their online shopping experience. In addition to providing Australians with high-quality items and unparalleled customer care that genuinely puts you first, we’re also committed to helping you get the products you need - when you need them.

zipPay is just one of our buy now, pay later partners. Available with Payday Deals to ensure you never miss out on current deals, zipPay streamlines the online check-out process so you can order those high-ticket, essential items for your home and lifestyle.

What is zip Pay?

Zip Pay is a simple, interest-free payment solution that affords shoppers greater control over their repayments. The service lets you order products now and pay for them later, without the need for a credit card.

Signing up couldn’t be easier; within seconds, you’ll get access to a new digital wallet and up to $1000 to spend at Payday Deals. So, you can finally finish off that project on your home, garage or garden.

- Digital shopping account - Create an account today and start shopping with the flexibility of a digital wallet.

- Buy now, pay later - Order today but pay with an affordable schedule that suits your lifestyle.

- Interest-free - zip Pay is completely transparent, with no interest or hidden fees.

- No credit card needed - Completely digital wallet means there’s no need for a credit card.

How does it work?

You can order with zipPay in just 3 simple steps. If you have any questions, just reach out to our Melbourne-based team. We’re happy to pick up the phone and provide a step-by-step tutorial if you need an extra hand.

1. Apply - Apply for a zipPay account and get approved for up to $1000 in just a few minutes.

2. Shop - Use your zipPay account online with Payday Deals. Browse our store to find 1000s of great products.

3. Repay - Flexible repayments to suit you. Choose to schedule payments weekly, fortnightly or monthly. Minimum $40 repayment per month.

A $6 account fee applies, but this monthly fee is waived if the closing balance is paid by the due date. No balance, no fee.

Australian residents aged 18 years or older are eligible to access the benefits of shopping with zipPay.

zipPay is a responsible lender, so it’s important that you have a good credit history. You will need to have a verified Facebook, PayPal or LinkedIn account in your own name, as well as your own valid email address and mobile number.

For more information about eligibility requirements and other details, see zipPay’s FAQs.

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